41 million Americans are living in poverty. What if they received $1,000 a month, no strings attached, to do with as they need. The Federal government could shut down a whole slew of social programs such as food stamps.
Annie Lowrey became obsessed with the idea of UBI and asked was it "a magic bullet, or a policy hammer in search of a nail?" Her book considers what UBI is and the cultural prejudices that surround it, how its implementations have succeeded and failed, the impact it would have on poverty, and how a UBI would cut through all social and racial classes.
I loved how she began the book at the Cobo Center North American International Auto Show in Detroit. The birthplace of the auto industry was abandoned very early when auto companies moved their plants outside of the city. But the showcase of the cool new vehicles takes place there. Lowrey talks about the technological changes being shown, the 'cars of the future' that drive themselves.
Imagine taxis without drivers.
Next thing we know, semi-trucks will be self-driving. Drones will deliver small packages. The Obama administration set the numbers between 2.2 and 3.1 million jobs lost to self-driving vehicles.
This is nothing new. Technology has been depriving humans of jobs since the industrial revolution.
Yes, robots will take over the world. We humans can spend our time painting and climbing K2 and volunteering and making quilts...Only if the huge profits (made when business and industry replaces all the workers) is shared. We are already seeing a few people holding all the money. It's not going to get better. And the programs we have now are meant to be gap measures, for short-term needs. When unemployment becomes permanent--what then?
Sure there are some jobs that are unfilled. Fruit and vegetable pickers, for instance. Michigan is in sore need of them. Take asparagus picking in West Michigan. All you need to do is lay on a board attached to a tractor, hovering over the field, picking asparagus all day in the hot sun. Here in Metro Detroit, our town needs summer help with yard waste pickup. They can't get people to apply for the jobs. Of course, neither pay a living wage.
Unions were strong when my dad was supporting us kids. He made a good living with overtime pay working at Chrysler. Today union membership has dropped from one in three to one in twenty. Woman's salaries still lag behind men's. Companies no longer offer pensions or health care. They hire more contract workers and part-time workers. The companies get tax breaks and subsidies while their employees get tax-funded food stamps and assistance. It's a win-win for business and a lose-lose for citizens. One study found that $130 million dollars a year are spent on WORKING families whose wages can't cover their basic need.
What we have is a crisis situation that won't be getting better.
We can't just GIVE PEOPLE MONEY! I hear you thinking it. Why not? It's the AMERICAN way, you reply. People pull themselves up by their own bootstraps,
they work hard and rise, God helps those who help themselves. And a lot of other old chestnuts come out of the closet. And besides, you think, 'those people' will just use the money for cigarettes or drugs or alcohol or a fancy car or a fur coat or to take a cruise. Because we can't trust 'those people' to have the values we approve of.
Balderdash.
When my husband pastored in the inner city it was a big concern that handing over cash meant people going directly to the corner bar, or later the corner crack house. So the church had local grocers and gas stations in partnership to give commodities instead.
Sure, there are a few bad apples. But giving things you think people need is not very useful either. Lowrey talks about a village overrun with Tom's shoes. But give people cash and they can get what they really need. Most people will buy another cow, make sure the kids are eating right, make sure the kids can afford to go to school instead of going to work to help support the family.
I was appalled to learn that America's "safety net" design flaws trap people in poverty--and have a racist bias. European countries whose safety nets eliminate poverty are those whose population consists of native-born citizens. The 'us vs. them' factor does not come into play.
Like Finland. My exchange student daughter lost her job in the recession and she married a man who also lost his job. They came to America to study at their denomination's school and visited us. I wondered how they could afford an apartment and food and such. In America, they would have long lost unemployment and health care and housing and would not have been able to marry. Finland has national health care, too. It did in 1969 when I had a Finnish exchange student sister. Two years later I was married and we had no health insurance for three years.
Discrimination abounds in the safety net. Especially on the state level. The 1935 Social Security act excluded farm and domestic workers--who were mostly African American. The Federal Housing Administration funds fewer houses in black neighborhoods. The GI bill helped more white than black men since fewer schools accepted black students. The Clinton administration made benefits contingent on work, which affected single mothers. The Supreme Court allowed states to opt out of the Obama Medicaid expansion to over nondisabled, childless adults.
A UBI for everyone would be color and gender blind, disabled and able treated the same. Stay at home mothers would be compensated, and what work is more important than raising families and providing a stable home life? America is the only country with no support to new mothers and we don't have enough quality daycare especially in rural areas. A UBI would help new mothers stay home. I had to take leave of absence from a job to care for my dying father. I lost income. A UBI would have made that more comfortable.
How would a UBI be distributed? Could it be targeted by fiscal hawks? How would we pay for it? There are questions to be answered.
I felt Lowrey's book was a good balance to Utopia for Realists by Rutger Bregman, which I read last year. I especially appreciated the section that showed the challenges in rural India for distribution of cash. She raised issues and questions I had not even imagined.
Read an excerpt of the book at
https://www.penguinrandomhouse.com/books/551618/give-people-money-by-annie-lowrey/9781524758769/
I received a free book from First to Read in exchange for a fair and unbiased review.
Give People Money
by Annie Lowrey
Crown Publishing
Publication July 10, 2018
