Broke: Hardship and Resilience in a City of Broken Promises by Jodie Adams Kirshner

My family moved to Metro Detroit in 1963 for a better life. My folks did achieve their dreams--a blue-collar job, a home of their own, medical insurance, a decent income, and a pension to retire on. Dad loved his job at Chrysler.

Just a few years later my friends and I watched as planes with National Guard troops flew overhead and tanks lumbered along Woodward Ave., heading to Detroit. The city's legacy of racist policies had birthed rebellion.

Over my lifetime the once-great city plummeted into bankruptcy and stretches of 'urban prairie'.

Why do we remove people from homes, leaving the houses empty to scrappers and decay and the bulldozers? Isn't it better for all to have the houses occupied, assist with their improvement, to have neighborhoods filled?

Jodie Adams Kirshner's Broke relates the series of events and decisions that brought Detroit from vibrancy to bankruptcy. But Kirshner doesn't just give a history of racist housing discrimination and government policy decisions. We experience Detroit through the stories of real people and their struggles to achieve their dreams.

Homeownership is the American Dream. Detroit's homeownership rate was once one of the highest in the nation. Then, African American neighborhoods were razed for 'urban renewal' projects while redlining curtailed housing options.

Kirshner shows how governmental decisions on the federal, state and local level disenfranchised Detroit residents who valiantly endeavor to remain in their homes and neighborhoods.

Bankruptcy, we come to understand, is not just a fiscal issue but hugely impacts individuals' lives.

These six people's stories are moving and devastating. They dream of owning the home in which they live. They purchase houses, repair them, and discover back taxes and water bills follow the house, not the resident, and they can't pay them. Investors purchase houses and let them stand empty while the family who had been living there are forced out.

They can't afford the $6000 a year car insurance they need to work--and to get their kids to school as Detroit has no school buses.

Some are native Detroiters but others were drawn to Detroit's atmosphere and sense of possibility. They are unable to obtain mortgages to purchase empty buildings for development.

They are never sure if rent payments are actually getting to the landlord, or if the discount car insurance they purchase is legit.

House damage remains unrepaired by distant landlords, jeopardizing the safety of a woman and her child.

Meanwhile, Midtown and Downtown development draws suburbanites at the price of huge tax breaks while neighborhood needs are ignored.

Kirshner is a journalist and bankruptcy lawyer and teaches at Columbia Law School. Broke offers deep insight through compelling narrative writing that illuminates and reaches our hearts.

I was granted access to a free egalley by the publisher through NetGalley. My review is fair and unbiased.

Read how Kirshner came to write this book here.

“As a resident and business owner in Detroit, I think Broke captures the complexity and heartbreak here. Clear, accessible, and to the point, it’s so readable that I sped through it and then read it again to take notes.” —Susan Murphy, Pages Bookshop, Detroit

Broke: Hardship and Resilience in a City of Broken Promises
by Jodie Adams Kirshner
St. Martin's Press
Pub Date 19 Nov 2019
ISBN 9781250220639
PRICE $28.99 (USD)

*****

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